{Get the|Obtain the|Have the|Receive the|Find the|Purchase the} {Facts|Details|Information|Specifics|Points|Truth} {Straight|Directly|Right|Direct|Immediately|Instantly} About {Credit|Credit score|Credit rating|Credit history|Credit ratings|Consumer credit} {#|Number}12 - {Taking Care of|Looking after|Caring for|Taking good care of|Attending to|Responding to} {Monthly Bills|Regular Bills|Regular Debts|Monthly Installments|Monthly Premiums|Regular} {Most of us|The majority of us|Many of us|Many people|Most people|Almost everyone} {don't realize|don't understand|don't get|miss|don't know|do not realize} how our {credit|credit score|credit rating|credit history|credit ratings|consumer credit} {really|truly|actually|genuinely|definitely|seriously} {helps us|allows us to|allows us} but {the fact is that|the truth is|the reality is that|in fact|individuals|however} {it can|it may|it could|it might|it could possibly|it may possibly} on {things like|such things as|things such as|items like|stuff like|such thinggs as} our {monthly bills|regular bills|regular debts|monthly installments|monthly premiums|regular}. {Take your|Bring your} {cell phone|mobile phone|cellular phone|cellphone|cellular telephone|mobile} {for example|for instance|as an example|by way of example|one example is|such as}, {you see|the thing is|the truth is|the thing is that|you observe|the simple truth is} the {advertisements|ads|commercials|adverts|advertising|advertisings} {that this|this|that|until this|that it|that your} {phone|telephone|mobile phone|cell phone|cellphone|cellular phone} {is for|is perfect for|is made for|is good for|is designed for|is ideal for} {$|Dollar|Money|Bucks|Buck|Usd}300 {but if|but when|however, if|in case|however if|when} you {sign up for|subscribe to|join|enroll in|sign up to|become a member of} {a new|a brand new|a fresh|a whole new|a different|the latest} {contract|agreement|deal|commitment|long term contract|plan} {you can get|you will get|you may get|you can find|you can obtain|you can aquire} it {for a|for any|to get a|for the|for just a|for your} {huge|large|massive|enormous|big|substantial} {discount|low cost|lower price|discounted|price reduction|price cut} {and perhaps even|and maybe even|and even perhaps} {free|totally free|free of charge|no cost|cost-free|absolutely free}. {Well|Nicely|Properly|Effectively|Very well|Perfectly} {that is great|that would be ideal|that would be amazing|that is perfect|that is ideal}, {as long as you|so long as you|if you|providing you|provided that you|when you} {have a|possess a|use a|have a very|have got a|employ a} {solid|strong|sound|reliable|stable|good} {score|rating|report|credit score|ranking|scores} but {if you do not|if you don't|unless you|should you not|if you can't|if you can not} than {you could|you can|you might|you may|you could potentially|you could possibly} {pay|spend|pay out|shell out|fork out|pay back} {a ton|a lot|plenty|quite a bit|a large amount|a bunch} {for it|for this|because of it|correctly|for doing this|for doing it}. {Someone who|Somebody that|Somebody who|Someone that|A person that|One who} {tries to|attempts to|efforts to} {start a|begin a|take up a|find a|start up a|commence a} new {contract|agreement|deal|commitment|long term contract|plan} and {get a new|customize the|modify the|change the|find a new} {phone|telephone|mobile phone|cell phone|cellphone|cellular phone} {with a|having a|using a|which has a|that has a|by using a} {bad|poor|negative|undesirable|terrible|awful} or nonexistent {score|rating|report|credit score|ranking|scores} {not only|not just|not merely|not simply|but not only|besides} {has to|needs to|must|has got to|should|is required to} {pay full price|pay the full price} {but also|but additionally|but in addition|and also|but will also|but} {has to|needs to|must|has got to|should|is required to} {pay|spend|pay out|shell out|fork out|pay back} {a deposit|a first deposit|in initial deposit|an initial deposit|a down payment} of {as much as|around|just as much as|up to|approximately|about} {$|Dollar|Money|Bucks|Buck|Usd}500. 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